Benefits of yoga and how yoga can help you reduce health insurance costs
We all know about the numerous significant benefits of yoga. But did you know that yoga can also help you lower your insurance costs? how? Let’s find out in this post.
With rising healthcare costs and the presence of an endless number of diseases, people these days look for ways to stay healthy so that they can avoid huge expenses on hospital visits and medical treatments. Stress and lethargy are the main causes of lifestyle diseases according to health experts. Stiff competition at work along with prolonged sitting in front of the computer makes things worse. Moreover, people’s unhealthy eating habits further worsen the situation.
Therefore, to promote health in such conditions, many wellness programs and preventive health care treatments are being introduced to help people take a step towards good health and stay away from diseases. This is not only effective but also cheap. Yoga is one such program. Practicing yoga in a dedicated manner can serve as the best medicine to reduce stress and enhance people’s overall well-being. Among the other significant benefits of yoga is that it promotes freshness of mind and body.
Over the years, yoga has grown in importance, especially during the pandemic when people practiced yoga to remove stress and negativity from their minds and bodies. Additionally, the benefits of yoga among students, corporate and other sectors have also been established over the years. Yoga is said to limit the risk of many life-threatening diseases and thus helps in reducing them Health insurance Individuals’ policy costs. Let’s see how?
How does yoga help reduce health insurance premiums?
As we already know that health insurance premiums depend on many factors. One such factor is the medical condition and past medical history of the insurance policy holder. Now, if the person buying the insurance is healthy and free from any pre-existing and fatal diseases, the premium charged on the person is very less as compared to others. And among the various benefits of yoga, its regular and dedicated practice helps keep serious diseases at bay. Thus, regular practice of yoga asanas, pranayama, etc. ensures your good health and keeps your health insurance costs low. In fact, the benefits of yoga postures are such that they help relieve various pains, improve strength and relax the body.
How does yoga reduce your susceptibility to various diseases?
Serious diseases are not only scary but also expensive. So, be it heart disease, kidney failure or any type of cancer, these diseases surely cost the patient and his family lakhs of rupees. However, if you practice yoga regularly it can reduce the risk of developing such serious diseases in the early years of your life. The benefits of yoga and meditation are such that with regular and consistent practice, you can limit the incidence of these diseases to a great extent. This will, in a way, help in getting health insurance at a lower premium. Additionally, you can continue to renew your insurance to get coverage even after retirement.
Comprehensive coverage
With consistent practice of yoga, you can boost your body’s immune system, while it also reduces your risk of contracting diseases. Thus, with less chances of diseases, you can get a comprehensive health plan with low deductibles and reasonable premiums. The various coverages you can get include pre- and post-hospitalization, in-patient hospitalization, daycare procedures, domiciliary hospitalization and coverage under AYUSH treatment.
No claim bonus
Another benefit that yoga can get you under your health insurance cover is No Claim Bonus or NCB. As you can stay healthy and free from diseases through regular practice of yoga, you become eligible to claim NCB in your health scheme. And with NCB, you can reduce your insurance premium as NCB offers a discount on your premium.
conclusion
So in conclusion, the above discussion restores the fact that yoga is definitely very helpful not only in reducing your insurance premium but also in reducing various health risks. The benefits of Surya Namaskar Yoga are world famous. It is widely practiced by people all over the world.
If you are new to yoga or you want to practice yoga at home by yourself, you can look up the names of different yoga asanas with pictures and benefits on the internet and start practicing without the support of a coach or instructor. So, start as soon as possible to get the maximum benefit in terms of your health as well as your lower health insurance premium.
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