Virtual home inspections, necessary during a pandemic, remain popular because of the convenience.
When you buy home insurance, the amount of coverage you buy should be the amount it will cost to rebuild the home. Home inspections are commonly used by insurance companies to help determine the value of a home. But since the pandemic hit, travel restrictions have prevented home visits to the site.
Instead, insurers turned to virtual inspections – to provide you with peace of mind that your home is properly insured.
Virtual inspections have changed the way home inspections are completed. Instead of coordinating an on-site home visit with an inspector, you simply upload photos of your home to an app on your smartphone that walks you through the process. The inspector reviews the provided photos, conducts additional research and completes interviews – if necessary – to finalize the inspection report.
Virtual inspection offers the following benefits:
- Safety
- Ease of integration
- Security
- Fast turn-around time
- If necessary, the attention of a high value home specialist
- Expertise of loss prevention and replacement cost specialists
And because there is no travel involved, virtual inspection is more eco-friendly. Despite the challenges the pandemic has presented, it has also created new service opportunities, including virtual home inspections: a new way for companies to do business.
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The coverage described here is in the most general terms and is subject to actual policy conditions and exclusions. For actual coverage terms, conditions and exclusions, refer to the policy or contact your independent agent.